Send & receive
USDC payments
as easy as a bank.
Send USDC to 190+ countries in under 60 seconds, or share your address and get paid instantly — no SWIFT codes, no hidden fees, with on-ramp & off-ramp fees among the lowest in the market. Just 0.6% per transfer, up to 90% cheaper than a bank wire.
Frequently asked
questions
Everything you need to know about this feature.
Yes. Truman works both ways. Share your USDC wallet address or a payment link and anyone — a client, a partner, a marketplace — can pay you instantly from anywhere in the world. Incoming payments settle in under 60 seconds, 24/7, with no intermediary and no bank cut-off times. It works just like receiving a bank transfer, but faster and without borders.
Payments on Truman settle in under 60 seconds, on-chain, 24/7 — including weekends and public holidays. There are no cut-off times, no correspondent bank delays, and no waiting. Compare that to a SWIFT wire, which typically takes 1–5 business days to clear through multiple intermediary banks.
Truman charges a flat 0.6% per transfer (minimum $3). There are no SWIFT correspondent fees, no monthly subscription, and no hidden charges — and on-ramp & off-ramp fees are among the lowest in the market. For a $5,000 international payment, you pay $30 — vs. $50–150+ with a typical SWIFT bank wire (flat fee + FX conversion).
Truman supports payments to 190+ countries. All transfers are denominated in USDC (a dollar-pegged stablecoin), so there is no currency conversion risk on the transfer itself. Recipients can convert USDC to their local currency via regulated on/off-ramp partners in most countries, with fees among the lowest available in the market.
The recipient needs a USDC-compatible wallet (a free, 30-second setup with any standard wallet). They do not need a Truman account. For corporate recipients, you can also send directly to their business wallet address.
SWIFT wires typically cost $15–50 in flat bank fees plus a 1–3% hidden FX markup. They take 1–5 business days and pass through multiple correspondent banks. Truman sends USDC on-chain for just 0.6% (min. $3), settles in under 60 seconds, and with competitive on-ramp & off-ramp fees — making it 70–90% cheaper and 1,000× faster than a standard international wire.
Yes. USDC is issued by Circle, a US-regulated financial institution. It is backed 1:1 by cash and short-term US Treasuries, fully audited monthly. Unlike volatile cryptocurrencies, USDC is always worth $1. It is the most widely adopted regulated dollar stablecoin in the world, used by thousands of businesses for cross-border transactions.
Yes. Sending B2B payments using USDC is legal in the vast majority of countries. USDC is issued by a regulated institution and operates transparently on public blockchains. Truman is non-custodial — it does not hold or move your funds. You remain responsible for your own tax and compliance obligations in your jurisdiction.
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