1. Company & Nature: Truman is not a bank, payment institution, or Digital Asset Service Provider (PSAN). Truman does not provide banking services, accept deposits, or issue cards. All payment and conversion services are provided by regulated partners (e.g., Bridge) under their own licenses.
2. Non-Custodial Architecture: Truman provides a non-custodial interface built on Alchemy Account Kit. MPC Technology: Wallets are secured using Multi-Party Computation (MPC). You retain full control; Truman never has access to your private keys or funds. Security Standards: Wallet infrastructure is provided by Alchemy (SOC 2 Type II certified).
3. Irreversibility & No Refunds: Blockchain transactions are irreversible. Truman cannot cancel, reverse, or recover funds sent to incorrect addresses. Truman is not liable for funds lost due to user errors.
4. Service Availability: Truman relies on third-party providers (Alchemy, Bridge) and public blockchains (Base). Truman is not liable for service interruptions, stablecoin de-pegging, or failures originating from these third-party providers.
5. No Financial Advice: Truman provides a management dashboard, not financial or tax advice. You are solely responsible for your tax obligations.
6. Limitation of Liability & Recourse: Truman is not liable for losses resulting from user errors (e.g., wrong address), market volatility, or third-party technical failures. Issues specifically related to regulated payment services (e.g., KYC rejections, frozen fiat) are subject to the Terms of Service of the respective partner (Bridge or Alchemy Pay). Truman has no authority to override partner compliance decisions.
