Truman is a certified member of the Circle Alliance Program — Circle's official partner ecosystem for companies building financial services with USDC. This confirms we meet Circle's technical, compliance, and operational standards.

Non-Custodial Architecture

Truman never holds your funds. Your assets remain in your own wallet at all times. There are no platform-level account freezes, no counterparty risk, and no single point of failure.

KYC / KYB / AML Compliant

Every user and business is verified before sending payments. Transactions are continuously monitored for suspicious activity in compliance with applicable AML regulations.

USDC: Audited & Regulated

USDC is issued by Circle, a fully regulated US financial institution. It is backed 1:1 by cash and short-term US Treasuries, independently audited monthly by Grant Thornton.

On-Chain Transparency

Every transaction is recorded on a public blockchain, providing a fully auditable, tamper-proof payment trail. Any transaction can be independently verified at any time.

190+ Countries, Licensed Partners

Fiat on/off-ramp services are provided exclusively by regulated, licensed financial partners. Truman itself does not act as a payment institution or hold licenses that apply to your jurisdiction.

Official Circle Alliance Partner.

The Circle Alliance Program is reserved for companies that meet Circle's highest standards for compliance, security, and technical integration. As a certified member, Truman's payment infrastructure is directly validated by the issuer of USDC.

View Truman's Official Circle Partner Profile

Compliance questions

Is Truman regulated?

Truman is a non-custodial platform — it does not hold client funds and does not require a payment institution license in most jurisdictions. Compliance and verification services are handled by licensed regulated partners. Users remain responsible for their own tax obligations.

How is my data protected?

Truman uses industry-standard encryption for all data in transit and at rest. We do not sell user data to third parties. All KYC/KYB data is processed by our licensed compliance partners under applicable data protection regulations.

What happens if Truman shuts down?

Because Truman is non-custodial, your funds are always in your own wallet. If Truman were to cease operations, you retain full access to your wallet and funds. Nothing is locked on Truman's servers.