Your complete business account
in USD and EUR.

A virtual IBAN (International Bank Account Number) is a digital bank account number that functions like a traditional IBAN — you can receive EUR bank transfers from any EU bank directly into it. Unlike a traditional bank account, a virtual IBAN is opened instantly, has no branch requirements, and will be directly linked to your Truman stablecoin wallet. This lets you receive fiat payments from clients who prefer bank transfers, then seamlessly bridge to USDC for cheap international outgoing payments.

Yes — this is the core value proposition of USD & EUR Accounts. You will be able to receive fiat from a client, convert to USDC in one click for outgoing international payments, and convert back to fiat for local expenses. The entire cycle — receive fiat → stablecoin rails → fiat out — will be managed from a single Truman dashboard with no third-party bank portal required.

Traditional business bank accounts take days to open, require extensive documentation, charge monthly maintenance fees, and lock you into slow, expensive SWIFT infrastructure for international payments. A Truman business account opens instantly, has no monthly fees, and combines a virtual IBAN (fiat in/out) with built-in stablecoin payment rails — giving you the best of both worlds: standard fiat connectivity plus 190-country, 60-second, 0.6% cross-border transfers.

At launch, Truman USD & EUR Accounts will support USD (via US account number + routing number) and EUR (via virtual IBAN). Additional currencies including GBP and CAD are planned for subsequent releases. All account balances will be bridgeable to USDC at any time.

Click 'Join the waitlist' on this page to book a call with our team. We'll add you to the early-access list and notify you as soon as the product is ready for onboarding. Early waitlist members will receive priority access and preferential terms at launch.