International payments
faster and cheaper.
The AI-native payments for import/export businesses. Unlock modern payments — pay your suppliers up to 85% cheaper, and get paid in minutes, not days.
Circle Partner
Official Alliance Program
Circle is a US-regulated fintech and the sole issuer of USDC — the world's most trusted dollar stablecoin, fully backed 1:1 by cash and US Treasuries, and audited monthly.
Verify on Circle ↗
KYC · KYB · AML
Fully compliant
Every user is identity-verified and every transaction is AML-monitored by our licensed partners. Your funds and your business are protected at every step.
185 Countries
Available worldwide
Truman supports payments to 185 countries, using digital dollar and local currencies in key corridors. Send and receive money globally, 24/7, with no cutoff times.
Pay your suppliers faster and cheaper.
Pay suppliers in minutes, not days — 95% of payments arrive in under 30 minutes via local rails.
Send digital dollars instantly to 185+ countries worldwide — Access modern payment rails.
Save on every transfer — Your bank overcharges $300+ on every $10,000 sent abroad. We don't.
Get paid like a local business.
Accept payments from international buyers — in USD, EUR, BRL, and other major currencies.
Make receiving payments easy — create invoices, share payment details.
Get paid faster — With local rails (up to 30 minutes) or digital dollars (instantly).
Features designed to keep your business running smoothly.
Save more on every
cross-border payment.
Saved on a $10,000 invoice
$0
A $10k SWIFT wire from a UK or EU buyer typically costs $400–$600 in fees after flat wire charges, correspondent-bank intermediaries, and hidden FX markup. With Truman, you typically save over $300 and the BRL lands in your bank account same-day via PIX instead of 3–5 business days later.
Saved on a $50,000 invoice
$0
A $50k cross-border wire can cost $2,500+ through a bank after flat fees, 2–3 correspondent intermediaries, and FX markup. With Truman, you typically save over $1,500 on a single invoice and the funds arrive same-day.
Typical settlement time, PIX corridor
≤ 0 min
Off-ramp to BRL via PIX settles in up to 30 minutes, 24/7 including weekends and public holidays. SPEI (MXN) and Faster Payments (GBP) match the same window. SEPA Instant (EUR) is faster up to 5 minutes. Compare to SWIFT: 3–5 business days, closed on weekends.
Get started in 3 steps.
From zero to your first international payment in minutes no bank account, no SWIFT code needed.
Simple, transparent pricing.
Start for free. No credit card, no commitment transaction-linear pricing for exporters.
Free
RecommendedFor import/export SMEs ready to replace SWIFT bank wires with cross-border stablecoin rails.
Start now
- Pay and get paid in 185 countries
- Unlimited invoices
- Invoice management & reconciliation
- 24/7 support, 7 days a week
- And many more features
Enterprise
For scale-ups and larger organizations with high payment volumes, custom needs, and dedicated support.
Talk to sales
- Everything in Free
- Founder concierge
- White-glove onboarding
- Dedicated Account Manager
- Service Level Agreements (SLA)
Frequently Asked
questions
You have two options. You can send your buyer your payment details directly by email, or you can create a professional invoice inside Truman and send that by email. Your buyer then pays via local bank transfer, or instantly using digital dollars (USDC) — available from 185 countries. On your side, the money arrives in your local bank account, in your Truman account.
It depends on the corridor. Brazil (BRL via PIX): up to 30 minutes, 24/7 including weekends and public holidays. Mexico (MXN via SPEI): up to 30 minutes, 24/7. United Kingdom (GBP via Faster Payments): up to 30 minutes, 24/7. Europe (EUR via SEPA Instant): up to 5 minutes. United States (USD via ACH): 1–2 business days. You can also send and receive digital dollars (USDC) instantly from any of the 185 supported countries, 24/7. Compare that to a SWIFT wire: 3–5 business days, closed on weekends.
Truman is up to 85% cheaper than a typical international bank wire. A SWIFT wire costs 3–7% all-in after flat wire fees ($15–50), correspondent-bank charges, and hidden FX markup. Truman charges a low flat fee with no hidden markups. On a $10,000 invoice you typically save over $300 — and the money arrives the same day instead of 3–5 business days later.
Truman supports payments to 185 countries. Key corridors with same-day local settlement include BRL (Brazil), MXN (Mexico), GBP (United Kingdom), EUR (Europe), and USD (United States). For all 185 countries, you can also send and receive payments instantly in digital dollars (USDC), with no cutoff times and no weekends. New local currency corridors are added regularly — contact us if your target market is not listed.
A digital dollar is a US dollar stablecoin — always worth exactly $1, issued and backed 1:1 by cash and short-term US Treasury reserves held at regulated financial institutions. Unlike volatile digital currencies, its value never fluctuates. It works like a regular dollar for payments, but moves instantly, 24/7, across borders with no intermediary banks and no cutoff times. On Truman, your buyers can send digital dollars from any of the 185 supported countries and the funds land in your Truman account in seconds.
Yes. Payments are processed through licensed, regulated financial partners who handle all currency conversion under their own authorizations. From your accounting perspective, you receive regular business revenue in your local currency. You remain responsible for reporting to your local tax authority per applicable export and tax regulations. Truman does not provide tax advice — consult your local advisor for jurisdiction-specific guidance.
Every transaction is screened for sanctions and anti-money-laundering compliance by our licensed regulated partners. If a payment is flagged, additional information may be requested — typically source of funds, your business relationship with the buyer, and invoice documentation. Resolution usually takes 1–3 business days. Truman's dashboard shows the status in real time so you always know where your payment stands.
Yes. Truman includes built-in invoicing so you can create and send professional invoices directly from the platform by email. Your buyer pays via local bank transfer or with digital dollars. You can track the status of every invoice — sent, viewed, paid — from your dashboard.
Yes. Truman works in both directions. You can send payments to suppliers in supported corridors as well as receive payments from your buyers. Funds are converted at the mid-market rate and arrive in your supplier's local bank account — no new accounts or setup required on their side.
Yes. Truman's Free plan covers businesses getting started with international payments, with no monthly fee. The Growth and Enterprise plans add higher volume limits, dedicated support, and custom pricing. Whether you're sending a handful of invoices a month or running high-volume import/export operations, there is a plan built for you.
Getting started takes a few minutes. Truman verifies your identity and business information (KYC/KYB) at sign-up to meet regulatory requirements. Once approved, you can immediately create invoices and start receiving or sending international payments. Most businesses are fully onboarded within one business day.
Yes. Truman performs Know Your Customer (KYC) and Know Your Business (KYB) verification on every customer at onboarding, and all transactions are screened for AML compliance by licensed regulated partners. Truman does not hold customer funds and is not itself a bank or payment institution — all regulated activities are performed by licensed partners operating under their own authorizations.
Still have questions ?
"Import/export companies are the backbone of global trade. We built Truman for you, to pay and get paid in minutes, not days. Your money shouldn't move slower than your goods."
