The new standardin business finance.

Yes — and in many ways, even simpler. With Truman, you enter a recipient name, wallet address or email, the amount, and click send. There's no network to select, no blockchain jargon, no SWIFT codes, and no bank branch details to fill in. Truman handles all the routing automatically in the background. The result: your payment arrives in under 60 seconds, 24/7, including weekends — while a standard bank wire takes 1–5 business days and requires more manual steps. Same simplicity as your banking app, but faster and up to 90% cheaper.

Yes — especially for companies sending or receiving payments outside the EU. Revolut Business operates in roughly 30 countries and charges 0.4%–2% on international transfers, plus FX markup. Truman covers 190+ countries at a flat 0.6% (min. $3) with competitive on-ramp & off-ramp fees on USD-pegged stablecoin transfers. Unlike Revolut, Truman is non-custodial: you retain full ownership of your funds at all times and are never subject to platform-level account freezes.

Dramatically faster. A SWIFT international bank wire typically takes 1–5 business days to settle, often passing through multiple correspondent banks. Stablecoin payments on Truman settle in under 60 seconds, on-chain, 24/7 — including weekends and public holidays. There are no cut-off times, no correspondent delays, and no waiting.

Yes. Using stablecoins like USDC for B2B payments is legal in most jurisdictions. USDC is issued by Circle, a fully regulated US financial institution, backed 1:1 by cash and US Treasuries. Truman is non-custodial — it does not hold your funds or act as a payment institution. All conversion services are provided by licensed partners. You remain responsible for your own tax reporting obligations.

Absolutely. Truman is purpose-built for this use case. Pay remote teams, international contractors, and global suppliers in USDC — no SWIFT codes, no bank intermediaries, no waiting days. Payments arrive in seconds regardless of geography, and recipients can convert to their local currency via our regulated partners.

SWIFT wires take 1–5 business days, cost $15–50 per transaction, and often carry hidden FX markups of 1–3%. Stablecoin payments on Truman settle in under 60 seconds with on-ramp & off-ramp fees among the lowest in the market — since USDC is dollar-pegged, there is no currency conversion on the transfer itself. For companies sending frequent international payments, the savings add up to thousands of dollars per year.

Truman is a stablecoin-powered business finance platform. It lets companies send and receive international payments using USDC — the world's leading regulated dollar stablecoin — instead of slow, expensive bank wires. Truman combines cross-border payment infrastructure with automated accounting, treasury management, and payroll tooling in a single dashboard.

Truman charges a flat 0.6% per transfer (minimum $3). That's it — with on-ramp & off-ramp fees among the lowest in the market, no SWIFT correspondent fees, no hidden charges. Compare that to a typical SWIFT wire: $15–50 flat fee plus 1–3% FX conversion on top. On most international business payments, Truman is 70–90% cheaper than a bank wire.

The simplest way to drastically reduce SWIFT fees is to switch from bank wires to stablecoin payments. With Truman, you send USDC directly to your supplier's wallet — no SWIFT codes, no correspondent banks, no $15–50 flat wire fees, and with on-ramp & off-ramp fees among the lowest in the market. Your supplier receives funds in under 60 seconds, anywhere in the world, for just 0.6% (min. $3). For companies making frequent international supplier payments, this alone saves thousands of dollars a year.

USDC (USD Coin) is a regulated digital dollar issued by Circle, fully backed 1:1 by cash and US Treasuries. Unlike volatile cryptocurrencies, USDC always equals $1 — making it the ideal stablecoin for business payments. With Truman, your company can send, receive, and manage USDC payments to 190+ countries in under 60 seconds. No bank account required on the receiving end, with minimal on-ramp & off-ramp fees, and a flat 0.6% fee (min. $3) — far cheaper than any bank wire.

Absolutely — Truman is purpose-built for startups, SMBs, agencies, and remote-first companies. Whether you're paying a contractor in Southeast Asia, receiving a client payment from the US, or running a distributed team across multiple countries, Truman replaces expensive bank wires with instant stablecoin payments. You can start for free with no credit card required.

Yes. Truman is designed for exactly this use case. Instead of initiating a SWIFT bank wire (which takes 1–5 days and costs $15–50 flat plus a 1–3% FX markup), you send USDC to your counterpart's wallet in under 60 seconds at just 0.6% (min. $3). Truman provides a full dashboard to manage invoices, track payments, and reconcile cross-border transactions automatically — replacing spreadsheets and bank portals with a single, modern interface.

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant. All users and businesses are verified before sending payments, and all transactions are monitored for suspicious activity in accordance with applicable regulations. Compliance and verification services are performed by Truman's licensed regulated partners. Truman is non-custodial — it does not hold client funds — making it a low-risk, fully compliant alternative to traditional payment processors and bank wires for international B2B payments.

Yes. Truman is a certified member of the Circle Alliance Program — Circle's official partner ecosystem for companies building financial services with USDC. This certification confirms that Truman meets Circle's technical, compliance, and operational standards. Circle is the regulated US issuer of USDC, the world's most widely used dollar-pegged stablecoin, fully backed 1:1 by cash and US Treasuries and audited monthly. For businesses, this means Truman's payment rails are built on the most trusted and regulated stablecoin infrastructure in the world.

Truman supports international stablecoin payments to 190+ countries worldwide. Unlike Revolut Business (limited to roughly 30 countries, primarily EU) or traditional SWIFT wires (restricted by correspondent banking relationships and business hours), Truman's USDC payment rails operate 24/7 — including weekends and public holidays — with no country-specific cut-off times. Payments settle in under 60 seconds regardless of the destination country.