Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

USDT vs USDC by Payment Corridor: Which Stablecoin Dominates Where?

Truman productsPay suppliers Get paid Invoicing

85%

USDT share of total stablecoin payment volume

15%

USDC share dominant in regulated Western markets

$243B

Combined stablecoin market cap (2025)

185

Countries supported by both USDT and USDC

"USDT wins on volume; USDC wins on compliance. For enterprise B2B payments, the right choice depends entirely on the corridor and the counterparty." Artemis Research, 2025

USDT: The Volume Leader Across Emerging Markets

USDT controls 85% of global stablecoin payment volume. In corridors spanning Southeast Asia, Latin America, Eastern Europe, and Sub-Saharan Africa, USDT is the de facto dollar. Its dominance is explained by first-mover advantage, deep OTC liquidity, and the fact that in many emerging markets USDT functions as a practical savings vehicle against local currency depreciation. For B2B payments on the Singapore-China corridor, USDT on Tron is standard. For Turkey-Germany trade, USDT is often the only liquid option.

USDC: The Compliance-Grade Choice for Western B2B

USDC, issued by Circle, is the preferred stablecoin in markets where counterparties demand auditable, regulated infrastructure. Circle publishes monthly reserve attestations by Big Four accounting firms. USDC is the stablecoin of choice for US enterprises, European businesses operating under MiCA, and any corporate treasury that needs to demonstrate to auditors that its digital assets are held in verifiable, fully-backed instruments.

Corridor-by-Corridor Recommendation

USA → Europe: USDC. USA → Latin America: USDC preferred, USDT accepted. Singapore → China: USDT. Any corridor → Africa: USDT. Any corridor → India: USDC gaining share. The practical rule: if your counterparty is in a regulated Western market and your compliance team needs audit-grade reserves, use USDC. If you're paying into emerging markets where USDT has deeper OTC liquidity, USDT is typically more efficient. Truman supports both.