Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

Tron vs Ethereum for B2B Stablecoin Payments: Which Blockchain Should Your Business Use?

Truman productsPay suppliers Get paid Invoicing

~$0.001

Average USDT transfer cost on Tron

~$1–5

Average USDC transfer cost on Ethereum

Average Tron confirmation time

12s

Average Ethereum block time

"Tron wins on cost and speed for USDT; Ethereum wins on smart contract programmability and regulatory recognition. The best choice depends on your use case, not ideology."

Tron: The High-Volume B2B Payment Chain

Tron processes the overwhelming majority of USDT B2B transactions and for good reason. Transaction fees on Tron are effectively negligible: a USDT transfer costs fractions of a cent, regardless of the amount. Confirmation times average 3 seconds. For high-frequency, high-volume B2B payment workflows paying dozens of suppliers weekly or settling daily intercompany flows Tron's economics are unmatched. The $219,000 average B2B transaction identified by Artemis costs approximately $0.001 to settle on Tron.

Ethereum: Programmable, Regulated, and USDC-Native

Ethereum has higher gas costs but offers critical advantages for enterprise use. USDC primarily operates on Ethereum. Ethereum supports smart contracts enabling programmable payment logic: escrow releases upon delivery confirmation, multi-signature approvals, automated royalty distributions, and conditional payment triggers. For enterprises that need payment programmability, or that operate in regulatory environments (US, EU) where USDC's audited reserves are a compliance requirement, Ethereum is the right choice.

The Practical Decision Framework

Use Tron if: you are sending USDT; your counterparties are in Asia, LATAM, or Africa; you prioritize cost minimization; and your transactions are straightforward transfers. Use Ethereum if: you require USDC; your counterparties are in the US or EU; you need smart contract payment logic; or your compliance team requires audited reserve backing. Many sophisticated businesses run both USDT on Tron for emerging market flows, USDC on Ethereum for regulated market transactions. Truman supports both chains.