Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

Tokenized Real-World Assets: From $12.7 Billion Today to $4 Trillion by 2030

Truman productsPay suppliers Get paid Invoicing

$12.7B

Tokenized real-world assets on-chain (2025)

$1–4T

Projected RWA market by 2030 (Visa/Allium)

315×

Potential growth multiple from 2025 to 2030

$17.5B

Tokenized money market funds AUM (2025)

"Tokenized real-world assets will grow from $12.7 billion to $1–4 trillion by 2030 representing the largest capital migration in financial history." Visa/Allium Research, 2025

What Are Tokenized Real-World Assets?

Real-world asset (RWA) tokenization is the process of representing ownership of physical or traditional financial assets government bonds, real estate, private credit, commodities, money market funds as digital tokens on a blockchain. Each token represents a fractional ownership claim on the underlying asset, with the same economic rights (interest payments, dividends, appreciation) as holding the asset in traditional form. What changes is the settlement infrastructure: RWA tokens settle instantly on-chain, can be transferred globally without custodian intermediaries, and can be used as collateral in DeFi protocols.

The Current Market and Who Is Leading

At $12.7 billion, the RWA market is still early but growing rapidly. BlackRock's BUIDL fund (tokenized US Treasuries) crossed $500M in AUM within months of launch. Franklin Templeton's BENJI fund manages billions in tokenized money market assets. Ondo Finance has launched tokenized short-duration US Treasury products accessible to institutional investors globally. For corporate treasury teams, these products offer an important innovation: on-chain government bonds that earn 4–5% yield while remaining instantly transferable and usable as DeFi collateral.

What the $1–4 Trillion Projection Means

Visa and Allium's projection of $1–4 trillion in tokenized RWAs by 2030 implies that a meaningful fraction of global bond, real estate, and private credit markets moves on-chain within five years. For corporate treasury, this creates a world where your idle cash can earn Treasury yield in a token that settles in seconds, posts as collateral for a USDC loan within minutes, and can be transferred to a supplier in Singapore without a custodian or correspondent bank. The tokenized finance stack makes every asset more liquid, more programmable, and more globally accessible.