Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

Stablecoins for SaaS Companies: Collect Global Payments Without Banks

Truman productsPay suppliers Get paid Invoicing

SaaS companies with global customer bases face a recurring payments challenge: Stripe charges 2.9% + $0.30 per transaction in the US, and additional currency conversion fees of 1.5% for international cards. For a SaaS company with 40% international revenue on a $5M ARR base, that is $100,000+ per year in payment processing fees. USDC subscription billing cuts that to under $12,000.

The SaaS Payment Problem

Card-based international SaaS billing has three cost layers: (1) card processing fee (2.9–3.5%), (2) currency conversion fee (1.5–2%), and (3) chargeback risk (1–3% of revenue in high-fraud markets). For B2B SaaS with enterprise clients paying annual contracts of $10,000–$100,000, card payments are an anachronism wire transfers are used instead, with all their attendant delays and fees.

USDC billing addresses both segments: for smaller B2B clients paying monthly, USDC subscription links eliminate card fees entirely. For enterprise annual contracts, USDC invoice payments settle in 60 seconds at 0.6% versus 3–5 business days and $50–$200 in wire costs.

Implementing USDC Billing on Truman

Truman's invoicing and payment request features support recurring billing workflows. Generate a USDC payment link for each billing cycle, send it to the client, and receive confirmation in under 60 seconds. For API-driven SaaS billing, Truman's payment API allows automated payment request generation integrated directly into your billing system. Enterprise clients increasingly prefer USDC payments for exactly the same reason SaaS companies benefit: speed, lower cost, and no card decline risk.

$100K+

Annual card fees for $5M ARR SaaS w/ 40% intl revenue

0.6%

Truman fee vs. 4.4% card + FX

Chargeback risk on USDC payments

Every SaaS company knows their MRR. Few track how much of it evaporates in payment processing fees. USDC billing is the highest-leverage cost reduction available to international SaaS businesses.

USDC and Revenue Recognition

USDC received is treated as USD received for revenue recognition purposes 1 USDC = $1 of revenue. There is no foreign currency gain/loss to track, no conversion timing issue, and no volatility in recognised revenue. For SaaS companies following ASC 606, USDC simplifies international revenue recognition considerably compared to multi-currency card billing.