Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

Stablecoin Payments in Africa: The World's Fastest-Growing Cross-Border Market

Truman productsPay suppliers Get paid Invoicing

Fastest

Africa fastest-growing stablecoin payment region globally

8–12%

Traditional banking cost on Africa corridors

0.6%

Truman stablecoin cost on the same corridors

African countries now with active stablecoin users

"Africa's stablecoin payment volumes are growing faster than any other region driven by structural banking failures, mobile-first users, and B2B trade demand that traditional rails cannot serve."

Why Africa Is Leading Stablecoin Payments Growth

Africa's stablecoin adoption is driven by structural forces that make traditional banking inadequate for cross-border B2B payments. Traditional wire transfers to Nigeria cost 8–12% of transaction value and take 3–7 days. Many African businesses don't have international bank accounts capable of receiving USD wires. SWIFT coverage is limited in many markets. Stablecoins bypass all of these constraints: a Nigerian supplier with a mobile USDT wallet can receive payment from a US buyer in under 60 seconds at a fraction of traditional cost. No correspondent bank. No SWIFT code required. No currency conversion delays.

Leading African Markets for Stablecoin B2B Payments

Nigeria leads African stablecoin adoption both in terms of absolute volume and institutional infrastructure. Nigeria has one of Africa's largest stablecoin communities, deep USDT OTC liquidity, and a significant export sector (agricultural commodities, manufactured goods, digital services) generating substantial B2B payment flows. Kenya leads in mobile-first stablecoin payments, leveraging M-Pesa-adjacent infrastructure for USDT distribution. Ghana, South Africa, and Egypt are emerging as significant stablecoin corridors driven by manufacturing trade and professional services exports. For businesses with African supplier or client relationships, stablecoin payments have moved from experiment to primary rail on many corridors.

How to Pay African Counterparties with Stablecoins

The practical process for paying African businesses in USDT via Truman is straightforward: onboard the African counterparty to a USDT-compatible wallet (typically a mobile exchange app like Binance, Bitget, or a local exchange), initiate the payment from Truman, and the counterparty receives USDT within 60 seconds on their mobile device. They can then convert USDT to local currency through the local exchange or OTC desk at competitive rates. The total cost Truman fee plus local conversion is typically 1–2%, compared to 8–12% through traditional banking channels.