Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

Stablecoin Payment Volume by Region: Africa, LATAM, APAC, and Europe Compared

Truman productsPay suppliers Get paid Invoicing

100%

LATAM institutional stablecoin engagement (Fireblocks)

Fastest

Africa fastest-growing stablecoin payments region

APAC largest absolute B2B stablecoin trade volume

18%

European institutions citing regulation as barrier

"Each region has a distinct stablecoin adoption story but they all converge on the same conclusion: stablecoins are the future of cross-border B2B payments globally."

Latin America: Urgency-Driven Adoption at 100%

LATAM leads the world in institutional stablecoin engagement with 100% of Fireblocks-surveyed institutions engaged and 71% live. The driver is clear: inflation. In Argentina, Venezuela, and increasingly Brazil and Mexico, USDT serves as a hard dollar substitute against rapidly depreciating local currencies. For B2B purposes, denominating contracts and payments in USDT eliminates FX risk entirely and for LATAM businesses trading internationally, stablecoin payments are often the only practical way to access USD at scale without capital controls restricting formal banking channels.

Africa: The Fastest-Growing B2B Stablecoin Region

Africa's stablecoin payment volumes are growing faster than any other region in percentage terms. Mobile-first users, underbanked populations, high remittance dependence, and unreliable traditional banking infrastructure are all driving adoption. Nigeria, Kenya, Ghana, and South Africa are leading both for B2B supplier payments and business-to-consumer settlements. USDT on Tron is the dominant instrument. For businesses exporting to Africa or sourcing from African suppliers, stablecoins have moved from alternative to primary payment rail on many corridors.

APAC and Europe: Scale vs. Regulatory Caution

APAC leads in absolute B2B stablecoin volume driven by Singapore, Hong Kong, and the sheer scale of Asia-Pacific trade. Europe presents a nuanced picture: strong institutional interest but regulatory friction from MiCA has caused 18% of European institutions to cite regulation as a barrier. MiCA is ultimately constructive businesses that navigate it will operate in a fully licensed stablecoin payment environment that competitors without compliance cannot match.