Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

How Payment Firms Are Integrating Stablecoins: Lessons from 33 Leading Companies

Truman productsPay suppliers Get paid Invoicing

Payment firms surveyed by Artemis (2025)

90%

Have stablecoin integration in production or development

6–12mo

Typical time from decision to live stablecoin integration

Stablecoin, 1 blockchain the fastest integration pattern

"The fastest payment firms don't start with a universal stablecoin strategy they pick one stablecoin, one chain, and one use case, then expand from there." Artemis Research, 2025

What Artemis Found: 33 Firms, One Clear Pattern

Artemis surveyed 33 leading payment companies on how they are integrating stablecoins into their infrastructure. The results reveal a clear best practice: focus trumps comprehensiveness. Firms that tried to support multiple stablecoins, multiple blockchains, and multiple use cases simultaneously took 18–24 months to go live. Firms that chose a single stablecoin, a single blockchain, and a single payment use case went live in 6–12 months and generated immediate ROI.

The Three Integration Models in Practice

Among the 33 firms, three models were most common. First: stablecoin as a settlement layer using USDC to settle between counterparties while presenting fiat interfaces to end users. Second: direct stablecoin wallets allowing enterprise clients to hold and transfer USDC/USDT within the platform. Third: stablecoin payout rails using USDT for cross-border payouts where traditional banking is unreliable or expensive. All three share a philosophy: use stablecoins where they offer measurable advantage, not as a replacement for everything.

Lessons for Finance Teams

Start with the highest-pain cross-border payment corridor in your business. Pick USDC if your counterparties are in regulated Western markets; USDT if they're in Asia or LATAM. Choose one blockchain. Measure the cost and time savings on your pilot corridor. Then expand. Truman is designed to support exactly this kind of focused rollout one corridor, full compliance, immediate results before scaling to your entire payment operation.