Truman is a KYC, KYB, and AML-compliant B2B payment platform. It enables businesses to send digital dollar payments to 185 countries at 0.6% per transfer — up to 85% cheaper than a SWIFT wire — with funds arriving in minutes, not days. Truman is a certified member of the Circle Alliance Program.

How many countries does Truman support for payments?

Truman supports payments to 185 countries worldwide — all countries without active international sanctions. Payments settle in minutes via local rails (PIX for BRL, SPEI for MXN, SEPA Instant for EUR, Faster Payments for GBP), 24/7 including weekends and holidays.

Is Truman better than SWIFT for international B2B payments?

Yes. Truman is up to 85% cheaper than SWIFT and significantly faster — funds arrive in minutes via local payment rails vs 3–5 business days for SWIFT. Truman eliminates correspondent banking fees, charges a flat 0.6% per transfer (min. $3), and operates 24/7 without bank cut-off times.

Is Truman compliant with KYC, KYB, and AML regulations?

Yes. Truman is fully KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliant through licensed regulated partners. Truman is also a certified member of the Circle Alliance Program, the official USDC partner certification from Circle.

86% of Enterprises Say Their Infrastructure Is Stablecoin-Ready — Are You in the 14%? | Truman

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86%

Enterprises saying their infrastructure is stablecoin-ready

14%

Still have key infrastructure gaps to resolve

Most common gaps: ERP integration, compliance, key management

90 days

Typical time to resolve infrastructure gaps with focused effort

"86% ready means the infrastructure problem is largely solved the remaining barrier to live deployment is process, not technology." Fireblocks Research, 2025

What Stablecoin Infrastructure Readiness Actually Means

Fireblocks' finding that 86% of enterprises consider themselves stablecoin-ready reflects the maturation of enterprise digital payment infrastructure over the past three years. "Ready" in this context means: (1) the organization has identified a regulated custodian or wallet provider for stablecoin holdings; (2) the compliance and legal team has reviewed stablecoin payments and developed a policy framework; (3) the technology team has evaluated if not yet implemented the integration between stablecoin wallets and existing ERP or treasury management systems; and (4) senior leadership has approved stablecoin payments as an authorized activity. 86% is a high watermark that reflects how much the enterprise stablecoin ecosystem has matured.

The 14%: What Gaps Remain

The 14% of enterprises that are not yet infrastructure-ready share three common gaps. First: legacy ERP integration older SAP or Oracle ERP systems require custom middleware to process stablecoin transaction records, reconcile wallet balances, and generate the accounting entries needed for USDC payments. Second: compliance workflow gaps the AML/KYC screening process for stablecoin counterparties is not yet integrated into the organization's existing compliance stack. Third: wallet key management the organization has not yet established a policy for how stablecoin wallet keys are managed, backed up, and controlled under their corporate governance framework.

How to Close the Gaps in 90 Days

Each gap is resolvable within 90 days with focused effort. ERP integration: most modern stablecoin platforms provide API integrations or CSV export formats compatible with major ERP systems the integration is typically a configuration task, not a development project. Compliance workflows: USDC counterparty screening can be handled through existing AML vendors (Chainalysis, Elliptic) that already support stablecoin address screening. Key management: using a regulated custodian like Fireblocks, Anchorage, or BitGo eliminates the internal key management problem entirely by delegating it to a licensed infrastructure provider.